Eryzhenskiy, Ilya: Household Credit: Regulation, Constraints and Macroeconomic Implications. 2022
Inhalt
- Introduction (en français)
- Introduction (in English)
- Intergenerational Redistribution with Endogenous Constraints to Private Debt
- Introduction
- Related literature
- Model
- Equilibrium
- Decentralization with transfers and government debt
- Optimal allocations
- Decentralization with full commitment
- Decentralization with limited commitment
- Decentralization with limited commitment: an example
- Decentralization and autarky
- Comparison to simple borrowing constraints
- Conclusion
- Appendix
- Endogenous Debt Constraints and Rational Bubbles in an OLG Growth Model (with Bertrand Wigniolle)
- Introduction
- Endogenous constraint and global dynamics
- Bubbles and equilibrium default
- Conclusion
- Appendix
- Interest Rate Restriction Results in Shorter Housing Loans: Evidence from France
- Introduction
- Institutional framework
- Data
- Stylized facts
- Hypotheses
- Empirical strategy
- Results
- Robustness and additional results
- Placebo: loans unaffected by reform
- Influence of loan refinancing
- Banks vs. specialized institutions
- Large bank sub-sample
- Quarterly differences in term and in time
- Conclusion
- Appendix for Chapter 3
- Dataset description
- Tables
- Institutional framework
- Descriptive statistics
- Difference in terms and time estimates
- Difference in term and ceilings estimates
- Additional results, robustness
- Graphs
- Conclusion